Returning NRI? - Plan Your Money Right
A practical 8-step system to return to India without costly mistakes. Master RNOR timing, taxes, U.S. accounts, property, and paperwork.
Only Financial Planning Roadmap Designed for Returning NRIs
$50
Learn → Do → Decide
Every lesson ends with an action—so your plan gets built as you learn.
Expert Knowledge
Lived experience plus partnerships with cross-border CAs, wealth planners, and bankers—translated into simple, step-by-step actions.
What You Will Learn
Know Your Number
Calculate your India corpus for work/retire scenarios—housing, healthcare, education, buffers.
Use the RNOR Window
Choose the right move date and shield foreign income during RNOR; avoid double tax.
Protect U.S. Savings
Penalty-smart plan for 401(k)/IRA and Roth options so your nest egg isn’t drained.
HSA, Done Right
Use HSA funds for Indian medical bills—what’s eligible, how to document and report.
Claim Social Security
Eligibility, filing, and taxation for receiving U.S. benefits while living in India.
Property: Sell, Rent, Hold
A step-by-step framework to decide, with tax and cash-flow implications.
Hey, I’m Avinash. Ex-NRI (20 years). Returned in 2022. I help NRIs plan money, taxes, and assets for a smooth move back to India.
I turn complex questions about RNOR, taxes, U.S. accounts, and property into a clear 9-step action plan so you avoid costly mistakes.
Enrol Now
Move back to India with a clear, step-by-step money plan made for NRIs.
What You'll Learn:
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Develop a complete pre-departure financial strategy - Create a step-by-step timeline covering cost-of-living analysis, fund requirements planning, and essential
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Master RNOR tax optimization and timing strategies - Understand how to qualify for and maximize Resident but Not Ordinarily Resident status to legally minimize
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Strategically manage U.S. retirement accounts with 5 different options - Learn advanced penalty free withdrawal strategies including 72(t) SEPP, Rule of 55
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Navigate Social Security benefits and cross-border taxation - Understand how to qualify and receive Social Security retirement/spousal/disability benefits
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Make informed decisions about U.S. assets and property - Analyze whether to sell or rent U.S. house, manage HSA accounts strategically, and brokerage accounts
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Complete proper exit compliance and documentation - Master the filing of Form W-8BEN, account closure procedures, and all necessary legal/tax notifications.
Course Overview
Big Picture Awareness - Are you Financially Ready?
2 lessons
The Must-Do Checklist Before Leaving
1 lessons
- Financial Planning Checklist for NRIS Moving Back to India
Understanding RNOR – The Hidden Tax Advantage
1 lessons
- NRI Returning to India? You Need to Know About RNOR for Tax Planning
401k and IRA Decisions – Avoiding Penalties
4 lessons
- Moving to India? 5 BEST Options for 401k Funds
- Use 72(t) for Penalty FREE 401k or IRA Withdrawal
- The Rule of 55 SECRET to Avoiding HUGE 401k Withdrawal Penalties
- What to do with Roth IRA and how India taxes the withdrawls?
Social Security Strategy for Returnees
4 lessons
- Can You REALLY Get Social Security Retirement Benefits Living in India?
- Returning to India? Don't MISS OUT on Social Security Spousal Benefits!
- How US Social Security Benefits are Taxed for NRI's Moving Back to India?
- What Happens to Social Security SURVIVOR BENEFITS After Moving to India?
What to Do With Your Stocks, HSA and other assets
3 lessons
- Can You Trade US Stocks & Options After Moving to India?
- How Health Savings Account Works and What to Do with Funds When Moving to India
- What's the BEST Way to Manage CRYPTO Assets When Moving BACK to India
Real Estate – Sell or Rent?
2 lessons
- Should You Sell Your US House Before Moving to India? | Costly Mistake To Avoid
- 5 Things to Know BEFORE Selling Your US Property from India
Taxes and Other Items to consider
3 lessons
- DTAA Explained: How NRIs Can Avoid Double Taxation (India & Abroad)
- Returning to India? Watch Out for This Hidden US Tax Trap | US Estate Tax
- Returning to India with US Assets? Don't ignore these mistakes
Final U.S. Exit – Wrap Up Paperwork Properly
1 lessons
- How to Fill Out Form W-8BEN CORRECTLY? When Leaving the US
NRI to Resident: Essential Financial Transition Blueprint
Course
$50