A Simple Tool to Help You Turn Savings Into Sustainable Monthly Income

You’ve spent years working hard, saving diligently, and preparing for the future. Now, as you step into the retirement season of your life, one question matters most:

“Will my money last as long as I will?”

The Retirement Income Planning Tool was created to give you clarity, confidence, and peace of mind — helping you translate your life’s hard work into a reliable monthly income plan you can depend on.

This tool walks you step-by-step through the real numbers that shape your financial future, so you’re not guessing. You’re planning with intention, wisdom, and strategy.

This isn’t just another spreadsheet — it’s your personal retirement roadmap.

With this simple, easy-to-use tool, you will:

✔️ Calculate Your Essential Living Expenses

Understand exactly what it costs to live comfortably each month — including housing, food, transportation, healthcare, insurance premiums, utilities, taxes, and debt repayment.

✔️ Map Out Your Lifestyle & Discretionary Spending

Plan for the things that bring life joy and meaning — gifts, travel, entertainment, charitable giving, memberships, and more.

✔️ Identify All Your Retirement Income Sources

Get a complete picture of your guaranteed and non-guaranteed income, including:

• Social Security

• Pension

• Annuities

• Checking, savings, money markets

• Stocks, mutual funds, bonds

• Real estate income

• IRA, 401(k), and other qualified accounts

✔️ Reveal Your “Monthly Gap”

Quickly see whether your retirement income covers your expenses — or if there’s a shortfall that needs closing.

✔️ Explore Smart “Income Options”

Discover ways to strengthen your retirement plan and create sustainable, long-term income that aligns with your goals.

Many retirees make the mistake of focusing only on their total retirement savings.
But retirement security depends on something even more important:

👉 How much monthly income you can safely generate.
👉 How long your money will last.
👉 How protected you are from market downturns, taxes, inflation, and unexpected expenses.

This tool gives you the clarity to prepare before stepping into retirement — not after.

This planning tool is perfect for:

• Pre-retirees preparing for their next chapter

• Couples reviewing their long-term income needs

• Professionals nearing retirement age

• Individuals who want clarity, not guesswork

• Anyone unsure if they’re truly “retirement ready”

If you’re planning for a stable, confident retirement, this tool was created with you in mind.

• Download the tool instantly.

• Fill in your monthly expenses (basic + lifestyle).

• List your monthly income sources (guaranteed + savings + qualified accounts).

• The tool automatically calculates your Total Income, Total Expenses, and Monthly Gap.

• Use the “Income Options” section to explore strategies for closing gaps and strengthening your financial future.

You’ve worked hard for decades. You deserve to enjoy a retirement free from financial anxiety.

This tool empowers you to:
✨ Make informed decisions
✨ Build a month-by-month plan
✨ Protect your lifestyle
✨ Prepare your family
✨ Step into retirement with confidence and peace

And if you’d like professional support, you can book a free retirement income consultation to review your plan together and explore smart strategies for turning your savings into stable income.

👉 Click below to download
👉 Or DM “RETIREMENT” for help

Your future deserves clarity. Your retirement deserves peace.

Let’s make sure you’re truly ready for what’s ahead.