This is for you if:

• You constantly think or worry about money

• You either talk about nothing else or are extremely uncomfortable talking about money

• You avoid money: You don’t check your bank account, you don’t open letters and/or delay paying invoices

• You feel fear about money and taxes

• You have no idea where your money goes

• Spending money is emotionally charged: You spend when things are good, to celebrate wins, when things are bad, when you’re feeling happy or when you’re feeling down.

• You’re in a constant hamster wheel of paying off debt and/or are so restrictive with spending that you are afraid to use your emergency fund even if there is a true emergency

• You experience feelings of jealousy or envy and you are feeling like you’re behind everyone and need to catch up

• You feel in a constant state of survival: No amount of money is enough to make you feel safe

• You don’t allow yourself to dream and set audacious goals

• You are in a vicious cycle of restricting your budget to a point where it’s not sustainable for you so you give in to shopping sprees and overspend massively now you feel guilty and go back to restricting yourself and the cycle continues.