90-Day Debt Freedom Checklist

Are you drowning in credit card debt and don't know where to start? This free checklist gives you the exact 16-step action plan to get out of credit card debt in 90 days — broken into 4 clear phases so you always know what to do next.

What's inside:

✓ Phase 1 (Days 1–15): Assess — pull your credit reports, use Experian Boost to raise your score instantly, and get a crystal-clear picture of every dollar you owe

✓ Phase 2 (Days 16–40): Plan — build a zero-based budget, open a fee-free Chime account, and choose your debt payoff strategy

✓ Phase 3 (Days 41–75): Execute — automate payments, build an emergency fund with Acorns, and negotiate directly with creditors

✓ Phase 4 (Days 76–90): Sustain — protect your progress, rebuild your credit score, and start investing with Betterment.

Every step includes free tools, pro tips, and direct links so you can take action immediately — no guesswork. This checklist is the foundation of the full "Get Out of Debt in 90 Days" course.

If you're ready to go deeper with video lessons, a personalized payoff plan, and step-by-step guidance, the full course is waiting for you.

Download it free. Start today. 90 days from now, everything can look different.